Archive for April 18th, 2008

What Digital Camera to Buy? Tips to Help You Decide…

Friday, April 18th, 2008

Digital cameras are available in a variety of different sizes, colors, brands, zooms, resolutions, etc. The features are endless. There are so many features available in today’s cameras that many firs…

Get Extra Money Without Doing Extra Work

Friday, April 18th, 2008

Many families are finding that their expenses are rising annually but their salaries are not. This puts a significant burden on the family budget. To make matters worse, many people spend more than th…

Instant Approval Payday Loans: Fixes The Financial Void

Friday, April 18th, 2008

For individuals who have to sustain a family solely on the basis of a paycheck, finances are hard to come by. There are some needs which cannot be ignored. But with so many expenses to meet from a sin…

Open Question: Question about a car repo & paying finance co. back.?

Friday, April 18th, 2008

We had a car repoed & owed 1 payment. The finance Co never sent us a ltr. or anything else to notify us. They said we pd. late but we always pd. Our original payment dt was changed so that was the dt I was paying on. I pd. on this “new” dt. for over a yr. and nothing was ever said but thank you. So, now the car is sold and of course we owe a pretty good amt. of money that we do not have. Any suggestions? Do we have any legal recourse since they took the vehicle without warning? Plus they accepted the payments and never said they were made on the wrong date. Can my wages be garnished for the outstanding amount? Our family is barely making it as it is. I appreciate any advice you can give me.

Carless and broke in Indiana
The reason I started paying on a different date was because I was injured on the job so I was only getting paid once a month. So, I called them and asked if I could pay when I received my check and they said that would be fine. So, for 3 years I paid like the original contract said then for a year I paid on the revised date.

Open Question: Should my boyfriend /partner pay more household expenses?

Friday, April 18th, 2008

I have been living with my boyfriend for four months now. We split household expenses and my mortgage down the middle. I don’t pay child support-he does. He is a non tenured teacher, making not a high salary. His work history is very spotty-he lost quite a few software jobs that all went to Asia and he didn’t like software. I paid for the house we are living in and it is in my name. I made some $ in real estate and had a little family $. So now I pay for ALL the household renovations and expenses. Pretty much work that needed to be done, as the house wasn’t in the greatest shape. I pay for paint, tools, supplies, labor. He is very handy and does work around the house. I resent that he doesn’t offer to pay for any of these things. He has a big credit card debt. I love him but often feel like I am with a loser. Then I feel selfish and unappreciative because I wish our finances were more equal. I am afraid to marry him-I feel I will ultimately be supporting him. He is broke!

Open Question: I am ashamed/ embarassed of how my life has turned out - the ‘whispering bothers me’ what can I do?

Friday, April 18th, 2008

I’ll try and cut a long story short. When I was young we lived in several countries as my parents were working and earning quite good money; private school; horse-riding, big house etc. A relative persuaded me to come to the UK and pay for Uni there. soon after I arrived my parents finances crashed and that relative paid most of the fees. I graduated in 2003 with very good grades and work experience but found it IMPOSSIBLE to find a job (I think mainly because of race/being ‘foreign’).

Anyway I sunk into a depression, I got into a relationship with a very unsuitable person, got pregnant and spent most of the pregnancy on bed rest and could not work. the pregnancy was a huge drama in the family - every extended relation gave their two cents and it was very stressful - lots of lectures (I was 23 when baby was born). The guy ended up violent, abusive and got me into a lot of debt (e.g. not paying our rent so I would have to use my credit card when not working then not paying it ba
He was very violent and abusive and eventually I left when the baby was about 1 but I tried getting back together about 2 or 3 times ‘for the sake of the baby’ but it was a living nightmare and I eventually left for good.

My dad got a mid life crisis, kicked my mum out of the house, moved in a 21 year old, had a baby together… My mum is so religious and will never divorce so she is living in a tiny poky house and I am sharing with her.

When I was pregnant I was on bedrest and could not work, I sunk into a depression and even when the baby was born I was in such a depression I looked like a scarecrow, my clothes did not fit, I had no money for make up, hair-cuts etc.

Even though I have a good postgraduate degree I am just working at a call centre because I cant explain on my C.V. what I have been doing for the past 5 years.

People I went to school with have good jobs, mortgages, are getting engaged etc and my life is just a mess. There are many I know who are happy to see
us go from a ‘posh’ family to a Jerry springer one. I am so ashamed of the situation and I don’t know what I can do to make things better.

Open Question: How do you know whether…??

Friday, April 18th, 2008

How do you know whether you are meant to be with someone or not???

If you face general life problems (like related to family, finances, etc.) in your relationship, and it has been a while since these problems started, is this a sign that you are not meant to be together??? Or is it just that you have to fight harder to be together???

Open Question: Why is Brown hellbent on punishing the low paid, single under 60?

Friday, April 18th, 2008

The Labour-dominated Treasury select committee criticised the chancellor, Alistair Darling, for failing to soften the blow which last year’s tax simplification - coming into effect this week - will have on people below the age of 60 and earning less than £18,500 a year.

The MPs say in a report published today that the people affected are an “unreasonable target for raising additional tax revenues” to finance measures to curb family poverty.

In the meantime they let the fat cats get fatter.

http://www.tiscali.co.uk/money/guardian/news/2008/04/7/ministers-refuse-to-back-down-in-row-over-aboli.html

Open Question: I need help?

Friday, April 18th, 2008

Im currently attending college and I Ihave two credit card debts whichare both 500
so total of 1000
I have aphone bill which got cut off and I owe 300.oo
This happened when I moved to school my job I transfered to didnt put me on the schedule for a while so I had gotten behind payments.My credit is now messed up
when I went to go apply for a loan they told me I didnt qualify niether did my mom
My dad wont help me and my granma cant either.Well now I have a new job but they only give me like 2 days and i only make 100 dollars.
Now i have to pay 400 for my tuition and housing if i stop school and work Iwont have aplace to live
if I dont pay i can get kicked out
I was thinking about going into the navy as my last resort but i honestly dont believe the military is for me
adn I have the chance to go to auditions and use my talents but im afraid it wont get me buy I dont know what to do help please
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Open Question: So who took the fall for Obama as Client No 11?

Friday, April 18th, 2008

Client Number 11 of the EmperorsClubVIP scandal is a tall basketball playing black politican according to reports surfacing in Europe. The liaisons with the ECVIP young ladies occurred in Chicago and in Washington DC in 2005, 2006 and 2007.

Anyone have any information?

Obama and Spitzer share a common good friend in Nancy Pritzker of the Hyatt Hotel family. She introduced the two men and their wives when both couples were guests at her lakeside home outside Chicago about 8 years ago. Nancy Pritzker is a fundraiser for Democratic politicans–most notably until Obama (she is finance chair) her favored candidate was Nancy Pelosi,

When Obama was ‘batch-ing’ in Washington (Michelle was at home with the girls in Chicago), he and Spitzer met for dinners several times in the company of attractive young women. Both were Democrats and both ‘wife-less’ in Washington DC when Spitzer came down to DC on business and pretty women make dinner hours pass so much more pleasantly.