Finances Zone

For those who are getting swamped with concern over their tax situation – there’s hope.  Tax relief is available to many who are dealing …

Wanting it all Part I

Becoming a mother in the 21st century is more of a juggling act now than it was for the generation before. Mothers were expected to raise the children, maintain the home front a…

So you are in debt, you are in it up to your eyes, your family are not even aware of the situation, you can not sleep, you can not eat, so what should you do? To start with you need to have the co…

Whether you’re a single parent, stay-at-home Mom or Dad, or enjoying full-time employment, finding a stress-free balance between caring for your family and providing for their financial well-being can…

I go to an incredibly competitive and highly regarded high school where pressure is constantly placed upon us. On top of school I feel like I always have to worry about my family. I worry about my parents finances and just daily things that do not always apply to me. I just want to know how I am supposed to handle this and how I can get myself to stop worrying and start being a kid.

So my fiance and I have been looking for a home form months now. The only way we can get 100% financing is through a rural mortgage. Which means it needs to be in a city with a population of 10,000 or less. Unfortunatly our city is HUGE. There are some suburbs but they are 20 minutes to 30 minutes drive which it not what we want. We recently found a home in our city in our price range that we fell in love with. We can get a mortgage but itn has to have 3% down, which is about 4,000 dollars. We can probably come up with 2,000 but we don’t know where to look the get the money. I don’t know if we can take out a small loan for that. Plus we wouldn’t have collateral. (sp?). His one car that is payed off it collateral for his truck and my car is blue booked at only 1,000. So I don’t think they will accept that. Any ideas??? Family is too broke to help out also.

I have so much going on…and everything seems to be going downhill. Any encouragings words? Here’s my issues:

1. I’ve been so busy…my whole life is school…I work nonstop thru the day, even lunch. I get up early and work. I have track after school (I suck at it too). Then I come home and do hw all night. That’s my whole life. My grades are slipping. There’s wayyy too many assignments becuz im in advanced classes.

2. My bf barely ever picks up his phone anymore…and he seems distant. Idk if he’s just busy or if he’s losing interest. This is making me more nervous and sad. My friends are growing apart a little and have noticed my withdrawal.

3. I work out alot but have managed to gain 10 lbs and rising! I’ve been eating more but certainly not that much! It makes no sense; now I’m beginning to look gross (was never gorgeous but looked fairly pretty)

4. Family issues; finances, parents can’t afford the college I wanna get into. I’m getting lost in this world.

HELP!

see link: http://finance.yahoo.com/family-home/article/104854/Five-Steps-for-Buying-Airline-Tickets

Home is on a permanent foundation, with public water and a septic system, over 1 acre of land. Has additional built on space including 2 car carport and family room. We want to get it unclassified as a mobile home so when we sell it financing will be easier for buyers

If you were about to get married and everything was going well, but then one day your finance asked you to sign a prenuptial, would you?
Do you feel that it is for the benefit of both parties as it protects what is rightfully theirs, and if they truly are going to be together forever it shouldn’t matter and at least would be a great way to set at least one of the families at ease?
Or do you feel that it is unromantic and is going into the marriage with doubts and shows a mistrust of the other person?
I’d be curious to hear different points of view.
If I do select a “best answer” it will be for the best presented argument, not for whoever just agrees with my point of view, promise.
I find it interesting that everyone who has made reference to whose money I was worried about assumed it was his. In fact I would be going into the relationship already having a significant inheritance and will stand to receive an even bigger sum a few years down the line.

I’m asking the question because as our relationship becomes more serious we’re starting to talk about these types of things and I don’t want to be to quickly to jump to one side or the other and I really do value other peoples outside perspectives and opinions on the matter.