Finances Zone

Is it possible to work at home with a minimal investment?

Yes. Consider some of the skills you have and incorporate them into ideas of your own or match your skills, available tools, and time wit…

Many people live paycheck to paycheck and as long as everything goes smoothly there are no financial problems. However, as soon as one bump appears in the road it can send your financial life into a t…

The end of a marriage can bring on so many changes, both tangible, physical changes like a change of household and emotional changes. These changes can be very hard to deal with, especially since div…

Scenario: My wife and I could not sell our mobile home and had to move 5 hours away for a job offer. At the last minute a lady came to look at it and gave us a 1000.00 deposit to hold it for her-no paperwork involved except check. This was at the beginning of May. She was going to get her loan the next day. Well she could not get approved for anything so she said she was going to get family to co sign for it. It never worked that way

Beginning of June she calls and says she is getting her retirement money out she is going to give us a 50% downpayment(it would pay off the house-we would still have a 15k lean on the house) and we all agree to a 5 year owner finance deal-she pays us 25k over 5 years at 5% interest. Everything is going good
Fast forward to July 3rd-she emails me and says she still has not filed her retirement that takes SIX WEEKS to get. We were under the impression she filed it back in may and was going to take 6 weeks from then

We also have it listed with a realto
realtor who now has someone very interested in it and is going to get a loan on the whole deal. So we would be done with the whole thing. Well my wife wants to just forget the first lady and deal with the realtors people but I am not sure..what should I do? Also-I think we should return the 1000.00 deposit if we tell her no but my wife says return none or half for all our work so far and since we could not sell to anyone for those months(not that anyone was interested)

Legally and personally what would you do?

I know owner financing a mobile home is stupid but it was our only option. We are currenttly paying 2 mortgages and it is hard.

The lady with the realtor may not even be able to get the loan and we may not sell it for a year….we have a crappy realtor but live so far away we have no options
The lady that got denied was denied a loan because she has to much debt and not enough income. She does have income from her husband who was hurt in a accident but I am not sure how much. I know she is currently working a 5.75 hour job 30 hours

I do have some credit but it’s just not good. Is there any website or place that I can go to that will give me a good rate on a car loan? I really need a new family vehicle, but I can’t afford terrible rates and I can’t buy the car outright. Thanks.

We seem to have created an economy based on financing and profiting from others hard work around the globe ,
We once made goods and paid wages to workers here who in turn spent that money in the community .
Now companies build plants overseas and south of our border reaping tremendous profits for a very few people while Americans serve these wealthy elite in a variety of service related jobs no longer able to afford a modest home and security for their family .
Is the leadership of this country ever going to wake up and assist in the creation of good jobs here at home , honest ,hard working Americans , will have the same chances our grandparents had of working hard for good wages to purchase homes and save for the future . Rather then renting , and being in debt to 5 different credit card accounts because of low wages and service jobs that lead no where ,we need the kind of leadership that creates jobs not destroys our nation in favor of a quick buck .

Hello! My husband and his ex were history since 1997 (11 years). They have grown men together (26,24 &18). At any rate, the reason I am having a dilemma is because, my husband cousin, who became a very good friend of mine (almost best friend) since I married my husband, recently moved from abroad to the same building we live in and once the ex found out, she invited her for a drink. Now, I have been honest with his cousin/my friend, as to how I felt about the ex, but she decided to go out with her regardless. Some background on the relationship with the ex, at first, it was amicable, but then, the first call I ever got from her (5 years ago) turned into a long conversation about finances (child support) things she should be discussing with my husband regardless of me being the one that handles the finances.

Why does she always need to keep a friendship with his family? She does it with everyone! I feel disappointed that my”best” friend, disregarded my feelings. Thoughts??
I forgot to mention that, according to my husband, they went out and a fantastic time together, both being single and all. Honestly, I think what bothers me the most, is not even going out, it’s more about the solidarity aspect, that we were supposed to be best friends that makes me feel uncomfortable. I could never do that for example if my friend stressed how she/he felt. But perhaps I am simply different than her in this regards, and again they are both single and despite them not knowing each other enough, perhaps this is an opportunity for her to get out and do the dating scene with someone who know the scene. But, is that more important than a friendship of 8-7 years? With someone that was related and barely knew his ex? Honestly I am confused because I am trying to be impartial here, but find it hard to. I simply could not do it, if I knew how my friend felt. But maybe I put my personal needs secondary to the people I care about, some people are not that way though…
Whoa! I wish I would have been able to properly type it all out with the first post (word limit) But we are talking years of history here people that is hard to get in to. The point here was that it was my best friend, the ex always finds a way to make her way back to us and while I can’t dictate who anyone is friends with, if it’s my best friend, I would expect otherwise. But again that’s just me, and buddy with the dog comment. I deal with the finances, but then again, most women in the world deal with the finances and everything else. Simply because we are better multi-taskers doesn’t mean I need a dog. I have a cat thank you very much and she runs the house! ha! so there… lighten up people. This honestly was about feeling betrayed as to how I felt. Trust me I am not biatch, I understand people’s need to socialize, but, we simply shared too much for me to feel uncomfortable. Nothing more and nothing less. The ex could be great, sadly she only showed me the worse from day 1…

We have a 1923 bungalow. It’s livable and decent, but it has a lot of repairs. Also, it’s not set up for a 21st century family (the living room is layed out in such a way that there’s no real good furnture/TV placement possibilities. Not to mention it’s small and has very little storage space.

My question is…should we try to make all the repairs and also do some remodeling and building upon what we have? OR is it better to demolish and rebuild? I’m asking in regards to finances and such. It would be kind of nice to have something NEW and built to our specifications, but it’s not like we’re made of money either… Advice please.
Just wanted to add that neither my husband or I are “handy”. We have to hire someone for a lot of the repairs…

Here’s the role definitions:

She: Gorgeous girl from a semi-rural area. Moved to the city in which I live for college. Gets plenty of male attention, and has always had her man cover most of her luxury expenses (travel, restaurants, movies, manicures, tanning, etc.). She’s a teacher, so she doesn’t have much money to spare or save. Ultimately, she lives far beyond her means.

Me: I come from a family (and a state for that matter) loaded with self-reliant women who have sought strong careers and always contribute financially to a relationship or household. This is the mold of pretty much every woman I have ever dated.

Although I love pretty much everything about her, money has always been an issue between us. Because she’s been completely spoiled, she doesn’t expect to cover any of her discretionary expenses (see list above).

I am the provider type. I love taking care of my woman. However, these expectations make me feel used.

Does anyone have input on couples’ finance?

I am a disabled woman who finally found the man of my dreams. I don’t have any finances to have a wedding, and my family has not really responded to my requests for help. I have heard of sponserships? what are they? How can I apply for one?

Also, I don’t want a crazy wedding! Just about 75 people, in my hometown, no photographer(unless they want to sponcer), no planner. If I had the money, just about 2,000 dollars would work+the cost of a small honeymoon to San Francisco.

We are on a fixed income (Social Security and small wages about 1000 dollars a month) We have bad credit and don’t want to put ourselves further in debt with a loan. Any ideas? Thanks!
Someone asked what difference it makes if I am disabled, The reason I stated that was so people would understand that I am on Social Security, so we don’t have a lot of money.
Also, I do not want a huge wedding. Just a decent sized one. Its not like I am asking for a 10,000 dollar wedding, people!
I didn’t know people on here could be so damn rude! I was just asking any ideas to get some money for my wedding. I have a friend of mine that got married at the courthouse and that was it and she is still VERY UNHAPPY about it 10 years later. I am not asking for a lavish wedding, just some ideas on how to save some money on my wedding or earn some money or come up with some money. RUDE! (not all of you, but some of you!)
Some one said they were allarmed at my edits. I think its rude because I didn’t even know what a sponcership was. I was only asking. Then instead of just telling me what one was, people said I was being tacky even asking for one or asking my family and friends to help me out. I personally think its tackey to get a sponcership now that I know what one is, but I thought the way people personally attacked my question was rediculious. I was asking for ways to save on my wedding.
Thank you to people who accually answered my question without judgement.