Archive for July 9th, 2008

Financial Planning Advice: How To Choose An Investment Professional To Help With Your Financial Goals

Wednesday, July 9th, 2008

One of the first steps in financial planning is finding a good investment professional to help you sort through all the options of IRAs, life insurance, mutual funds, annuities and other advisory serv…

Fantastic rides with luxury cars

Wednesday, July 9th, 2008

People often get somewhat sentimental when it comes to their car. And why not - car is one of the most important as well as cherished investments that we make, perhaps the second in line after a home….

Dealing With The Worst Effects Of Divorce

Wednesday, July 9th, 2008

Divorce is very common today; people think they know all about it. The fact is that you do not really think or anticipate the effects of divorce until you are going through it. It catches you complete…

How to Cope With the Depression That Comes From Separation, Divorce and Widowhood

Wednesday, July 9th, 2008

Research shows that it often takes two to three years in your divorce journey to get back on your feet. We often turn to counseling services to help us through the transition. We accept a wide range o…

Open Question: What banks can finance a single family residence under 600 square feet?

Wednesday, July 9th, 2008

Hello. I am attempting to buy a foreclosure in San Diego that is a single family residence with a total square footage of 528. I was told it is difficult for banks to finance anything under 600 square feet. The house is in good shape but its tiny. I need financing asap since the bank already accepted my offer. Thanks.

Open Question: Too Personal w/ Parent’s Finances???

Wednesday, July 9th, 2008

I’m 14, and my parents are in their late 50’s/early 60’s. Even though there’s a super huge age gap, we’re almost like best friends. My father recently retired from a job that had a lot of great perks (i.e lux vacays for the family, good income, world traveling). My mother hasn’t worked since I was born, and all of a sudden, it feels like money and bugeting is the only thing on our minds. My parents come from humble backrounds, so they never believed in “spoiling” me, and I don’t believe that I’ve been spoiled. Things just seem so different since he stopped working, and I’ve felt very uncomfortable doing any thing involving spending money because of my parent’s constant talk about budgeting. Am I overreacting, or should I ask my parents about our financial situation? If I do ask them, how do I say it without it being weird? Please help me, I’m just trying to put my mind at ease, or know if I shouldn’t spend any $$$.

Open Question: Would you sell your band’s cd’s at a wedding reception….?

Wednesday, July 9th, 2008

…to pay off your wedding?
Put your glasses on, clean your contact lenses, sit back and read this kicker.
I originally had a date set to visit my family at their place of business in the mountain west at the end of Aug. My husband’s daughter is getting married and, originally, did not want to invite her father (but invited the rest of his family and had one of her aunts make her dress for free), but invited him (to save face ~ trust me on this one) when he raised a stink about not getting an invitation. So, since my husband was the one to originally finance our trip out west to see my family, he won’t be going for obvious reasons (the wedding is in early Aug in the southeast). The reception, which will be a long 3 hrs considering the conditions, will be held in a bar….with the groom’s band playing, featuring scores of their newly released cd’s to be up for sale at said location. The genre of music is a questionable type of goth/metal/alternative noise, that… about….
pulled the drums out of my ears. I am not a concert-goer, never have been, and I have a bit of hearing loss. However, the point of this whole question is not that I regret having to go, which I honestly do, to be quite blunt, but why on earth would a couple sell their cd’s at a wedding? I understand the need to pay off a wedding, but isn’t this regarded as a bit tacky? What do you think? Please, serious respondents. Thanks for reading.
Reba ~ Sounds like you’d fit right in. Maybe you could be recruited to promote their CDs at the table while the band is playing? I’d love to find someone to take my place so that I may go on a real vacation to visit my family instead.
Thatartistwin ~ I understand your point. Believe me I do, but you don’t know these ppl, which is exactly why I see them as tacky. My husband makes below poverty. I am a full time returning college student. We could only finance one trip or the other. We chose the wedding, for obvious reasons. His daughter’s mother makes 120K/yr; her grandfather is loaded; she’s inherited from her grandmother recently; and her groom is an insurance agent-enough said. So, my husband financing anything for her wedding is not feasable, not to mention the difficulty it will be for us to go to this wedding. The CD selling is a marketing ploy with their reception as a vehicle. I know these people which is exactly my reason for not wanting to go in the first place, in addition to spending my vacation in a much more desired area, with my sane family. Thanks for your input, nonetheless.
Melanie ~ My husband never fit the classification of a deadbeat, rather the mother spoke down about him to the daughter for years. Hence, her decision not to invite him (you’ll need to just trust me on this one), but I see your point. My dilemma is trying to find a way to either 1) cope with the damned visit for four nauseating days or, 2) try to get out of it as cautiously as possible. I don’t want to go, and I know the feeling is mutual with the daughter/mother. Believe me, it’s perfectly fine by me. BTW: I’d charge a high commission to endorse those less than adequate CD’s if I were the marketer. Thanks for your input.

Open Question: So I dont want kids but every woman I’ve met over 25 years of age does?

Wednesday, July 9th, 2008

And I fnd myself having a very hard time finding anyone, even women I dont like, who does not want kids.

I dont want kids. I dont want to be responsible for a child. I dont want to pay to finance a child. I know I would make a terrible parent, I freely admit that. But most of all, Lupus (a genetically transmitten immuno-disorder) runs in my family and I will not allow any child of mine to run the risk of suffering it. And adoption isnt for me.

I just want a good woman who I can live a quiet life with.

Do most men simply lie about wanting kids? Or do most people actually want to have them?
Additionally, why do people want them? It seems that having kids takes your nice orderly life and smashes it into disorder and chaos. Is it that this form of disruption is entertainment?

Please help, I feel like there’s something I just don’t get.
Someone said to task my parents and siblings about being a parent. The answer they gave me is quite the contrary to what most of you are saying:

Being a parent is not for everyone.
Perhaps I am too into myself but, my life is pretty much defined by work and that’s not going to change. There are too many people relying on me to do my job.
Shark-St… I live just outside NYC and have done exactly what you’ve suggested.

Open Question: How does a single mum finance her family whilst studying a degree?

Wednesday, July 9th, 2008

I want to finish my teaching degree which requires 9 week placement in a school. I can’t work to earn money in this period. I can’t claim benefit as I would be in full time education. Benefits agency say ask college for advice. College say ask benefits people. Cant afford to repay a student loan. I’m trying to get out of the ‘poverty trap’ but it seems officials prefer to keep me there.

Open Question: Is anyone looking to hire someone part time (20-25 hrs/wk) in the Macomb, MI area (15-20 mile radius).?

Wednesday, July 9th, 2008

My wife has been looking for part time work but is having a hard time being taken seriously because she is being labeled as “over-qualified”. She has decided to cut back her hours due to the need to be with our family more. She is looking for part time work (20-25 hours a week) in accounting, administrative, project coordinator, etc. She has several years of automotive marketing experience and a degree in finance. Obviously she has her resume updated if there is any interest. Even if there isn’t an open position known by posting the question here then even a referral to a recruiting house that specializes in finding candidates for part time work would be great!! Thanks everyone!!